Please read these terms carefully before using our services
By accessing or using InsurewithLynette's website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
These terms constitute a legally binding agreement between you and InsurewithLynette. Your continued use of our platform indicates your acceptance of any modifications to these terms.
InsurewithLynette provides auto insurance coverage and related services including:
Services are subject to state regulations and availability may vary by location.
To obtain insurance coverage through InsurewithLynette, you must:
You are responsible for maintaining the confidentiality of your account credentials. Any activities conducted under your account are your responsibility.
You must provide accurate, current, and complete information when creating your account and updating your policy. This includes:
Insurance premiums are due according to the payment schedule selected at the time of purchase (monthly, quarterly, semi-annually, or annually).
We accept the following payment methods:
Failure to pay premiums by the due date may result in policy cancellation after a grace period as specified in your policy documents. A reinstatement fee may apply if coverage lapses.
Claims must be reported as soon as reasonably possible after an incident. You can file claims through:
We reserve the right to investigate all claims thoroughly. You agree to cooperate fully with any investigation, including providing documentation, statements, and access to the damaged vehicle.
You may cancel your policy at any time. Refunds for unused premium will be calculated on a pro-rata basis, minus any applicable fees or unpaid premiums.
We may cancel your policy under the following circumstances:
You will receive written notice before cancellation as required by state law.
InsurewithLynette's liability is limited to the coverage amounts specified in your policy. We are not liable for:
We collect and use your personal information in accordance with our Privacy Policy. By using our services, you consent to:
For detailed information, please review our Privacy Policy.
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes constitutes acceptance of the modified terms.
We will notify you of significant changes via email or through your account dashboard.
Our team is here to help clarify any questions you may have about our terms of service.
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